Gain Immediate Access to Our Seller Financing Analysis Tool for Buyers

Our Seller Finance Buyer Analysis Tool for Buyers is available for instant download and will help you analyze an owner financed purchase and create a seller finance proposal. The tool provides seller financing example and insights into key considerations when reviewing a seller finance purchase, an analysis of the investment return potential, and our suggested highlights that you can incorporate into your owner finance proposal (seller financing tax benefits, etc.). This tool is an advanced version of our seller finance calculator and should help you identify competitive seller finance terms so you can formulate an off-market offer to send to the property owner.

Seller Financing Analysis Tool for Buyers

The Seller Financing Analysis Tool for Buyers was created by Seller Finance Dream to guide buyers through the seller financing process. This tool was developed after reviewing numerous properties to determine if they are viable for seller financing. It is designed to work for nearly anyone analyzing the purchase of a property with seller financing. You can use this tool to assess rental cash flow and investment return potential, create a seller-financed offer, view the amortization schedule, and compare the benefits against a cash sale for your seller.

We’ve organized this owner financing analysis tool into four key sections:

• Purchase Terms & Analysis

• Seller Finance Loan Schedule

• SubTo Mortgage Schedule

• Seller Finance Comparison

Each section is designed for a certain step in the property analysis process, and you’ll find notes throughout the seller financing analysis tool to help you fill it out correctly.

Purchase Terms & Analysis

This section is designed to compile property information, identify your seller-financed purchase terms, and review projected investment returns based on your assumptions. It serves as the main tab for inserting data that will be utilized throughout the seller finance analysis tool.

Seller Finance Loan Schedule

This section is designed to provide you with a comprehensive overview of the seller financed loan amortization schedule. This will allow you to understand the details for each seller-financed loan payment, the balance due at the end of the payback term, and you can include a copy of this in your offer package and promissory note.

SubTo Mortgage Schedule

This section is designed for any purchases where the current owner's existing loan will remain in place during the acquisition (commonly referred to as a 'Subject To' or 'SubTo' purchase). It provides an overview of the amortization schedule for the owner's existing mortgage loan, allowing you to understand the details of each payment and the balance due at the end of the payback term. 

Seller Finance Comparison

This section compares the typical financials and benefits of a seller-financed purchase compared to a traditional cash-out sale. This provides a side-by-side comparison that you can include in your offer package and use to highlight the potential financial and tax benefits of seller financing to your seller.

Note that this seller finance file is created for people looking to buy properties with owner financing and seller carryback loans. If you’re evaluating the sale of your property with seller financing then you should use our Owner Financing Analysis Tool for Sellers.