Unlock Passive Income with our Seller Finance Calculator

Find out the passive income you can generate from your property using our seller finance calculator. Simply input your desired sales price, interest rate, loan term, and other relevant information to get an estimate of your monthly earnings. Start exploring your options to sell your property now.

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If you're looking to sell your property with owner financing, we would like to work with you and provide an offer on your property.

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For those looking to structure their own owner-financed transaction, our collection of owner financing tools & contract templates serves as the perfect starting point. These resources are expertly designed to guide you through your seller-financed property sale or purchase, ensuring a smooth and efficient process.

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How to use the Seller Finance Calculator

• Under Seller Financed Property Price enter the current property value or the price you would sell your property at.

• Under Buyer Down Payment enter the ideal amount you would like to receive upfront when selling your home with seller financing (if any). The buyer's down payment is the cash a buyer would pay you upfront for your property during a seller financed mortgage.

• Under Seller Financed Interest Rate enter the ideal interest rate you would like to charge for your seller financing home loan. This is also commonly referred to as the owner financing interest rate which is the interest you would charge the buyer. The interest rates are expressed as an annual percentage.

• Under Seller Financed Loan Term enter the amortization period for the owner financing loan term in years. This is the length of the loan and determines how quickly you would like to be paid back. if you want to evaluate a seller financing balloon payment then you can use our Seller Financing Analysis Tool for additional insights.

• Use the Share Link field to share a copy of your seller financed calculator with others – that way you can share this tool easily with fellow investors, friends, and colleagues.

• Use the Email a Copy field to send yourself a copy of your owner finance calculator – that way you have a copy you can easily refer to and update as needed.

Components in the Seller Financing Calculator

Here are the key components of the seller financing calculator:

• Starting Principal Income: This is the estimated monthly income you would receive from the buyer paying you back the principal portion of the seller finance loan.

• Starting Interest Income: This is the estimated monthly income you would receive from the buyer paying you interest on the seller financing loan. This is the additional income you make by holding the loan yourself and charging interest through seller financing.

• Total Monthly Income: This is the estimated total monthly income you would receive from both the buyer’s principal and interest payments.

• Seller Financed Loan Amount: This is the principal which is the amount you lend to the buyer and they will need to pay back (sale price minus the buyer's down payment) – note it does not include interest.

• Total Interest Income: This is the estimated total income you would receive from the buyer paying you interest on the seller financing loan. This is the additional income you make by holding the loan yourself and charging interest through owner financing.

• Total Income from Seller Financing: This is the estimated total income you would receive from both the buyer’s principal and interest payments.

If you are seeking a more advanced calculator for analyzing and creating terms for your seller-financed deal, you can use the tools available on our Templates & Tools page. Utilize our Owner Financing Analysis Tool for Sellers or the Seller Financing Analysis Tool for Buyers to evaluate the investment potential that owner financing may offer you. Tailor your ideal seller financed terms and assess the advantages of seller financing compared to a traditional cash sale.

Find Benefits of Passive Income with our Owner Finance Calculator

Maximize your passive income potential through property ownership with Seller Finance Dream's owner finance calculator. Quickly estimate monthly income payments from selling your property with seller financing. Consider this as a valuable tool for growing your passive income in real estate and securing your retirement strategy.

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Get Expert Advice on Selling Your Property with Seller Financing

Reach out below or contact us at info@sellerfinancedream.com and 206-350-9383 to get your seller financing offer. Our team will be ready to assist you and answer your questions.